Commercial Lending

Whether you are buying or remortgaging a property for your own existing business, buying an established business, or buying commercial property to let to a third party, a commercial mortgage can make very sound financial sense.

There are many benefits:

• You can raise funds for your business without selling an interest in the company.
• Choosing the payment schedule that suits you will make managing your cash flow easier, and could free cash to be better used elsewhere.
• Interest payments on your mortgage are tax deductible.

Our fully qualified consultants will come to you, and discuss how your business could benefit from our expertise. We'll find a mortgage that makes great business sense for you.

• Kellands will discuss with you fully your situation and your requirements.
• Kellands will find the most suitable deal for you.
• Kellands will get you a great deal - fast.
• Kellands will work for you, not for the lender - we are not tied to any bank, building society or other lender.

We can currently obtain lending from £50,000 up to £2m. Advances in this range are typically made to small and medium sized business operators. With the availability of a flexible, simple commercial mortgage providing the opportunity for business operators to realise their ambitions. Even in these circumstances:

• Self-employed, owner-managers
• Busy running their own business operations
• you may not conform to the high street criteria, namely 3 years audited accounts, business plan provision
• Dissatisfied with the service from your bank
• Dissatisfied with other banking charges and products which become compulsory
• The applicants benefit from restructuring their borrowing, typically consolidating expensive short term finance into a manageable payment over a period up to 30 years.
• The capital raised from property is the most affordable and accessible method of providing the funding for the development of a clients business aspirations.

** Commercial Loans are not regulated by the Financial Services Authority

Kellands Mortgage Management Ltd is an appointed representative of Intrinsic Financial Planning Ltd and
Intrinsic Mortgage Planning Ltd who are authorised and regulated by the Financial Services Authority. FSA No: 448123
Registered in Northern Ireland No. NI054651
Registered Office: 212–218 Upper Newtownards Road, Belfast, BT4 3ET
Directors: Robert Forster Cert PFS Jonathan Finlay Cert PFS. ©2006 Kellands Mortgage Management Ltd. All rights reserved.